It's getting warm in here............

Well I dressed for summer today, in a nice summer dress and leather sandals and went head onto into the day but forgot to check the legs, yes, whoops, time for the Venus to be dragged into action.
I have a new credit card in the hopes that I can reduce the outstanding bill to nothing in short order. I never intended to have more than one but after refinancing a couple of times and being too lazy and intimidated by banks to close the associated credit card after moving banks I ended up with 3 with a little on each. But no fear, I have organised myself this time and closed them down and rolled the balances over into one account and one bill to pay each month and hopefully the balance will be reduced in due course. I have a friend who deals with banks and mortgages all the time without feeling any emotion, moves banks if they can offer a better deal without hesitation.
I, on the other hand, am utterly intimidated by banks and their staff, will happily pay bills and fees etc but ask for anything, oh no, never do that! I hate phoning banks up, I hate going into them, god forbid, they want to do a needs analysis, I feel like I am standing to be chastised by the school principal. I pay my bills, I live my life happily but there ain't much left at the end of the month so savings are not flash yet I feel backward for not having a slew of investment properties by now and a newer car etc. I take pride that I own everything in my possession including my car and have no "Harvey Norman" debt as I call it. The bank and I regularly tussle for larger portions of ownership of my house, its about 55/45 in their favour, but I will prevail one day and have ownership of my abode.

Of course as we near Christmas, the junk mail is ever increasing, the deals get ever more enticing but though I flirt with the glossy prints highlighting all the pretty shiny new things on offer I steadfastly resist the siren call of "buy now, interest free, take home today, interest free for 36 mths"
That reminds me that I must start getting sorted for Christmas and think about nice things to buy people who by and large I love very much but sometimes drive me to the slippery brink of insanity.
That's all for now Folks........